If you own your own home, you’ll need to have buildings cover just in case your home is damaged and needs a repair. It’s usually a condition of your mortgage and, if you’re a landlord, it’s your responsibility – not your tenants.
Home insurance is a general term used to describe two very different types of insurance:
- Buildings insurance – for permanent fixtures and fittings, like kitchens and bathrooms
- Contents insurance – for things you keep in your home, like furniture, TVs, personal belongings and some types of flooring including carpets
You can buy both types of insurance separately, or in many cases, you can get them as a joint policy from one insurance company.
We can search through a range of policies to find the one that suits you best from our extensive list of insurers.
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Richard Atkinson Sawdon is authorised and regulated by the Financial Conduct Authority who oversees all financial business in the UK. You can find us on their website www.fca.org.uk. Our registration number is 302534. Our registered address is Hollins Farm, The hollins, Todmorden, Lancashire, OL14 8BJ